For dog owners with a breed-restricted pup, finding an apartment can feel like an uphill battle. Many rental properties enforce breed bans, making it challenging to secure housing without extra fees or hurdles. However, there are ways to navigate these restrictions and find a home that accommodates both you and your dog.
Breed restrictions became widespread due to liability concerns, insurance policies, and misconceptions about certain breeds. Many landlords fear potential property damage or legal issues from dog-related incidents, leading them to ban breeds perceived as aggressive—often unfairly targeting dogs like Pit Bulls, German Shepherds, Rottweilers, and Dobermans. While these restrictions are meant to minimize risk, they often penalize responsible owners and well-trained dogs based on appearance rather than behavior.
If you own a breed-restricted dog, here are some ways to improve your chances of securing a rental:
Look for Pet-Friendly and Private Landlords
Corporate-managed apartments tend to have stricter breed policies, but private landlords may be more flexible.
Search for rentals on pet-friendly websites like Zillow, Apartments.com (with pet filters), and local Facebook groups.
Provide a Pet Resume
Include details like training certifications, vet records, references from past landlords, and proof of responsible ownership.
Offer Additional Pet Deposits or Rent
Many landlords will allow restricted breeds if you pay extra. Expect to pay:
Pet deposits: $200-$500 (refundable or non-refundable)
Monthly pet rent: $25-$75 per pet
Liability insurance: $100-$300 per year
Seek Housing That Accepts Insurance Alternatives
Some landlords refuse restricted breeds due to insurance policies. Finding housing that accepts alternative insurance providers (or offering your own pet liability insurance) can help.
Get Your Dog Certified as a Canine Good Citizen (CGC)
A CGC certification from the AKC demonstrates that your dog is well-mannered and trained, which may persuade landlords.
Explore Emotional Support Animal (ESA) or Service Dog Options
If you have a legitimate disability, your dog may qualify as an ESA or service dog, which protects you under the Fair Housing Act.
Breed-specific housing policies continue to be a problem, but advocacy is shifting rental trends. Some cities and states have started banning breed restrictions, focusing on behavior-based evaluations instead. Until policies change more widely, renters must be prepared to work around these restrictions or advocate for their well-trained dogs.
While breed restrictions make renting more challenging, options exist for dedicated owners. By researching pet-friendly housing, presenting your dog as a well-behaved tenant, and budgeting for extra fees, you can find a rental that welcomes both you and your furry companion.
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